Before you ask Santa Baby to slip a Sable under your tree this year, carefully consider just how much it’ll cost to own, operate and maintain that car over five years. Factoring in vehicle registration, repairs, insurance and fuel — not to mention depreciation — you may want to ask Ol’ St. Nick for a bicycle instead. To get the wheels turning in your head, check out these infographics from Evolution Money, which lay out the cost of car ownership in the U.S. and U.K. Live in a city that’s not so bike-friendly? No worries. Evolution Money, a U.K.-based online lender, has great tips on scoring a good deal and driving efficiently.